we've listed all of our premium articles on mortgages, private
loans, and borrowing money the smart way.
sure to come back often and check for updates!
Stop the Cash Flow Crunch
people mistakenly think that the only answer to their financial
woes is to increase their income - and in almost every case,
they are 100% wrong. The single biggest factor in attaining
financial freedom is the ability to effectively manage debt
and reduce liabilities - which is a lot easier than it sounds.
This article lays out a clear, easy to understand action plan
that can save almost anybody a literal fortune in unneccessary
interest and expenses...
Borrowing Fundamentals, 101
it almost seems like the world of loans and mortgages are
over-complicated on purpose - and that's a valid, debatable
issue. But regardless, you need to know what you're getting
into - and if you're navigating through your first major loan
or mortgage, then this is an essential starting guide to read,
study and apply...
Need a Mortgage But the Bank Said
"No" ? - Here's
a realistic outlook on the alternatives to a traditional mortgage,
and whether they suit your financial situation right now...
Deadly Borrowing Mistakes,
Revealed - Avoid
these mistakes like the plague, because the consequences range
from very expensive to financially crippling...
Private Loans, 101 -
financed privately can be a godsend to someone who knows what
they're getting into (and has a clear, attainable exit plan)
- but they can also be a recipe for disaster if the borrower
doesn't clearly understand the nature of private lending,
because the high interest, fees and in general the high cost
of capital can easily sink an ill-prepared borrower...
Need a Commercial
Loan But Have Bad Credit -
bigger-ticket loans, your options will be quite a bit more
limited if your credit isn't the best. This article will clearly
explain what your options realistically are, and how to choose
the best course of action based on your current situation...
Need an Equity Loan
But Have Bad Credit - If you're
in a situation where you need to take out some the equity
in your home, but traditional lenders/banks are rejecting
your application - this article will clearly describe your
Bad Credit Mortgages
For Canadians - For whatever
reason, your credit is sub-stellar and the bank is either
denying your applications, or offering ludicrous repayment
terms. Don't worry - all is not lost. Here's what you need
The Inside Scoop on
Hard Money Lenders - So you've
exhausted the other options (traditional banks, credit unions
and mortgage companies) and everyone's rejected your application
with a big "DENIED" stamp on top - what now? Getting
a hard-money mortgage might make sense. Or it might not. This
article will help you decide...
The Ins &
Outs of Hard Money Mortgages -
Navigating the world of hard money loans (private lending)
is uncharted territory for most people - and it's not a "safe"
environment like traditional mortgages. Along with the no-questions-asked
financing comes some potential consequences for those who
don't know what they're getting into. This article explains
the process in detail...
Consolidation - And Why The Banks Won't Tell You About It!
- This article shows you how to
"unlock" some of the hidden cash-flow that exists
just by properly consolidating your loans with your mortgage,
the result being that you can realize thousands and thousands
Need An Unsecured
Loan But Denied - What Now? -
Your credit cards are full, the interest payments are severely
limiting your lifestyle and you just can't seem to make a
dent in your debt load. You need to consolidate or otherwise
make some changes, or it's going to go from bad to worse in
short order. So you approach the bank - and they deny your
application. It's very frustrating, but you do have options
- as this article explains...
Your Second Mortgage - For
some of you out there refinancing your existing second mortgage
can be an excellent financial move, and for others of you,
it simply doesnt make sense. In order to determine if
its right or wrong for you, lets first take a
look at some common reasons why you would do it in the first
What Nobody Tells
You About Sub-Prime Mortgages -
Well, lately with the US recession it's become a little more
clear as to the reality of sub-prime mortgages, and the consequences
of getting one if you don't clearly understand what you're