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Welcome to the ShangriLoan Learning Center

Below, we've listed all of our premium articles on mortgages, private loans, and borrowing money the smart way.

Be sure to come back often and check for updates!

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Stop the Cash Flow Crunch - Most people mistakenly think that the only answer to their financial woes is to increase their income - and in almost every case, they are 100% wrong. The single biggest factor in attaining financial freedom is the ability to effectively manage debt and reduce liabilities - which is a lot easier than it sounds. This article lays out a clear, easy to understand action plan that can save almost anybody a literal fortune in unneccessary interest and expenses...

Borrowing Fundamentals, 101 - Sometimes it almost seems like the world of loans and mortgages are over-complicated on purpose - and that's a valid, debatable issue. But regardless, you need to know what you're getting into - and if you're navigating through your first major loan or mortgage, then this is an essential starting guide to read, study and apply...

Need a Mortgage But the Bank Said "No" ? - Here's a realistic outlook on the alternatives to a traditional mortgage, and whether they suit your financial situation right now...

Deadly Borrowing Mistakes, Revealed - Avoid these mistakes like the plague, because the consequences range from very expensive to financially crippling...

Private Loans, 101 - Getting financed privately can be a godsend to someone who knows what they're getting into (and has a clear, attainable exit plan) - but they can also be a recipe for disaster if the borrower doesn't clearly understand the nature of private lending, because the high interest, fees and in general the high cost of capital can easily sink an ill-prepared borrower...

Need a Commercial Loan But Have Bad Credit - With the bigger-ticket loans, your options will be quite a bit more limited if your credit isn't the best. This article will clearly explain what your options realistically are, and how to choose the best course of action based on your current situation...

Need an Equity Loan But Have Bad Credit - If you're in a situation where you need to take out some the equity in your home, but traditional lenders/banks are rejecting your application - this article will clearly describe your options...

Bad Credit Mortgages For Canadians - For whatever reason, your credit is sub-stellar and the bank is either denying your applications, or offering ludicrous repayment terms. Don't worry - all is not lost. Here's what you need to know...

The Inside Scoop on Hard Money Lenders - So you've exhausted the other options (traditional banks, credit unions and mortgage companies) and everyone's rejected your application with a big "DENIED" stamp on top - what now? Getting a hard-money mortgage might make sense. Or it might not. This article will help you decide...

The Ins & Outs of Hard Money Mortgages - Navigating the world of hard money loans (private lending) is uncharted territory for most people - and it's not a "safe" environment like traditional mortgages. Along with the no-questions-asked financing comes some potential consequences for those who don't know what they're getting into. This article explains the process in detail...

Mortgage Debt Consolidation - And Why The Banks Won't Tell You About It! - This article shows you how to "unlock" some of the hidden cash-flow that exists just by properly consolidating your loans with your mortgage, the result being that you can realize thousands and thousands in savings...

Need An Unsecured Loan But Denied - What Now? - Your credit cards are full, the interest payments are severely limiting your lifestyle and you just can't seem to make a dent in your debt load. You need to consolidate or otherwise make some changes, or it's going to go from bad to worse in short order. So you approach the bank - and they deny your application. It's very frustrating, but you do have options - as this article explains...

Refinancing Your Second Mortgage - For some of you out there refinancing your existing second mortgage can be an excellent financial move, and for others of you, it simply doesn’t make sense. In order to determine if it’s right or wrong for you, let’s first take a look at some common reasons why you would do it in the first place...

What Nobody Tells You About Sub-Prime Mortgages - Well, lately with the US recession it's become a little more clear as to the reality of sub-prime mortgages, and the consequences of getting one if you don't clearly understand what you're getting into...

Meet Kam Brar- Our Key Contributor:

Kam Brar is a licensed mortgage broker and has been directly involved in the lending industry over the past 10 years, bringing with him a wealth of knowledge and experience. His particular specialty throughout his career has been working with "challenge" customers, where it takes creative financing (and sometimes private loans) to accomplish their goals.

His role with ShangriLoan is that of a consultant and mortgage industry liaison.



ShangriLoan Ventures LTD (ShangriLoan.com) does not provide loans or mortgages, and is also not an acting broker in any capacity. ShangriLoan.com is an editorial & directory publishing service and an advertising intermediary connecting borrowers with brokers or otherwise services relevent to their specified needs. ShangriLoan.com is compensated by its advertisers for referring qualified site users who submit a request for a lending/mortgage quote from advertisers who are matched to the users needs. Please see our compensation disclosure and privacy policy for full details on our operating procedures.

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